Lending Tree verifies all loan applications by logging into the borrower's bank account to check bank statements and transactions from the last 3-6 months to assess their credibility. They also verify Direct Deposit and Payment Protection Insurance. 

We will credit a small amount, between $15 and $1500, to the borrower's account to confirm that the bank will accept payments from a private lender also to Boost their Credit Score on Temporary basis to fix the Applicant's Record. 

If everything checks out, the borrower can expect to receive their loan within 2 hours.